Consumer Credit Models
用户信用建模书。Consumerlendingisthesleepinggiantofthefinancialsector.Thegrowthinconsumercreditoverthelast50yearsistrulyspectacular.Themarketplacefortotalretailbankingandconsumerlendingisenormous;itexceedscorporatedebtbymorethan50%inmanycountries.ItwasonlywiththeUSsub-primemortgagecrisis
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