综合评价——银行效率评价和预测问题论文

本文围绕银行效率评价问题进行讨论,建立了秩和比综合评价模型和TOPSIS模型,再建立评价对比模型,利用灰色预测法验证银行效率综合状况。 针对问题一,基于熵权法,采用秩和比综合评价作为对银行效率评定的依据。首先得出各项评价银行效率因素的权重为[0.10831,0.06931,0.05052,0.07539,0.07138,0.10594,0.07901,0.22921,0.07815,0.05909,0.07423],然后运用聚类分析对各个银行进行分档排序。最终得出14家银行的分类结果: 若将14家银行分为两类,则中国银行,工商银行,建设银行和农业银行为一类,其余的为另一类;若将银行分成3类